ONLINE WORKSHOP • Space Is Limited
Social Security & Medicare 101
FREE ONLINE WORKSHOP
Space Is Limited
Wed, Nov 20 or Thurs, Nov 21
Get Expert Tips On Maximizing Your Benefits
Make The Most Of Your Social Security
You will learn how to:
Boost your Social Security: The right timing can make all the difference
Avoid surprise Medicare IRMAA tax adjustments
Use smart tax-saving strategies that could save you thousands on retirement income
Minimize healthcare costs in retirement
Prevent Medicare pitfalls and avoid costly IRMAA taxes and keep healthcare manageable.
REGISTER HERE ⤵️
A webinar recording will also be provided
WORKSHOP SPEAKERS
CRAIG CHENEY
IRMAA Specialist
Craig Cheney has been in the financial services business since 1978 beginning as a financial advisor and transitioning into senior sales management at several national mutual fund and insurance companies. In 2015, while attending a symposium on retirement planning Craig attended a lecture on IRMAA, a virtually unknown tax on client’s retirement assets. Craig then realizing the danger IRMAA poses to retirees he, along with business partner, Terri Hembree, joined forces with Dan McGrath, the nationally reknowned expert on IRMAA, and formed IRMAA Solutions, a company whose goal is to create awareness of this critical retirement issue in the United States.
In addition, IRMAA Solutions has developed software that shows retirees and pre-retirees, alike, their actual healthcare and IRMAA costs in retirement and can offer solutions to mitigate the consequences of IRMAA.
ROBERT KELLY
Financial Strategist
Robert Kelly and his wife Susan have been married for over 30 years and are the proud parents of five children, and grandparents of seven beautiful grandchildren. Originally from Montreal Canada where he graduated from Concordia University with a Master’s Degree in Philosophy, he originally moved to Florida to manage and teach at a tennis club in Fort Lauderdale, and then moved into the financial world, first as a Commodities Broker in the early 1990’s and then as a Securities and Insurance Licensed Agent in 1999. Robert has been serving his clients as an independent agent since 1999. He is the President of Safe Money and Income Solutions and is recognized as a leading expert in retirement planning in his local communities. Robert was a featured representative and expert on two Nationally Syndicated Radio Shows, “Straight Talk Wealth Radio” and “The Retirement Solution Show” and hosted the “ Safe Money & Income Radio Show” in South Florida for over 3 years. He has also been a Featured Contributor for Forbes Magazine and the Fox Business Network, as well as authoring over a dozen published articles on Annuity.com.
Most recently he was a Featured Expert in the Award-winning Documentary “The Retirement Deception”. Robert has enjoyed helping people across the nation protect their retirement money from market risk and high fees with safe money concepts. “Over the years I have helped people protect millions of dollars in retirement assets and not one of those people has ever lost a penny from market downturns. There is something truly wonderful about being able to help people have peace of mind about their financial future.
DAN MORRIS
Retirement Advisor
Dan brings expertise and personal dedication to retirement income planning. At 59, he’s not only guiding clients through their retirement journeys but also planning for his own. As a life insurance agent, broker, and multiple business owner, Dan’s extensive background, along with his RPMAA certification, led him to author books on tax-smart retirement strategies.
Dan’s career was inspired by helping his father navigate Social Security and Medicare decisions—a pivotal experience that sparked his dedication to serving seniors. His approach took shape during the 2008 market crash, steering him towards tax-free income planning to secure retirement income against market volatility.
Through his books, Designing Your TAX-SMART Retirement Income Plan and Financial Tools in a TAX-SMART Retirement Income Plan, Dan shares his insights, empowering individuals to confidently protect their financial futures.
We Show You How To
Maximize Your Social Security
and
Minimize IRMAA Taxes & Fees On Medicare Payments
It's important to understand how to harvest your investments and collect retirement income in the most tax efficient manner.
Get answers to your retirement questions
Solving life's puzzles can be challenging, but it doesn't have to be.
Learn how to bring all the pieces of your financial puzzle together into a strategy that gives you peace of mind.
With the right investment tools, you can have stready stream of tax-free retirement income.
WHAT CLIENT SAY
Retirement Strategies Info group is an extremely knowledgeable agent, who works as a personal investment professional specializing in annuities. They have the ability to explain the most complicated financial products in elementary terms and in a fashion that is tailored for your family's needs. Their amicable manner supports a very professional and ethical style of presentation while you, as the client, are the beneficiary of his many years of experience in the financial and insurance markets.
Bob H.
Pompono Beach, FL
The Retirement Strategies Info team is professional and explains the products he represents very well. They follow-up to make sure you understand and feel comfortable about your investment. They visit and update you on your investment annually. Excellent follow up and concern for their clients.
Ken H.
Lighthouse Point, FL
Robert and his team are highly knowledgeable professionals in their field. They will carefully listen to his clients, analyze their specific needs and then recommend fair and appropriate insurance answers. They conduct business with integrity and honesty – attributes which seem to be in diminishing supply these days. Above all, they will stick by their clients and respond to on-going questions and challenges in a very timely, attentive and reassuring way. I unhesitatingly recommend his services.
Keith H.
Parkland, FL
I have found this organization to be exceptional in the area of indexed annuity products that can be used for income, growth and security in my retirement years. They take the time to explain how these products work, and keeps up with me. This is very important to have an agent that genuinely cares about my future and financial well-being. I recommend them to anyone looking for annuity retirement type products or life insurance.
Greg O
Rochester Hills, MI
Thank you for the great service you performed for the annuity I have. First you came to my house and explained everything, then you came for the second time and explained everything again to me and also to my boyfriend, then I signed the papers. (Deleted) Bank was giving me a hard time to withdraw the amount I wanted to invest in the annuity from my bank account. You helped me with the (Deleted) Bank problem, and also by contacting (Deleted) Life & Annuity Insurance Company, and keeping them informed throughout. We had several calls to the (Deleted) Bank and to the Insurance Company, and more than once the four of us were on the telephone at the same time getting the situation resolved and getting my policy issued. I want to thank you for all the help you gave me in dealing with the bank to get my money into this annuity.
Mary R.
West Pai Beach, FL
I would like to tell you what I've learned about Robert at Retirement Strategies Info. He is a true gentleman, very knowledgeable, experienced and dedicated professional. He has worked with me and my partner to teach us about annuities and the value of safe money. As I approach retirement my greatest concern, as it is for many of you, is NOT to lose money. My greatest hope is to keep growing what we already have because retirement is expensive. I don't know how long I will live and I do not have a pension plan with any employer. Subsequently, he has worked with me for the last 2 years to find viable options to provide for living after I stop working. He has extraordinary energy and perseverance to answer all my questions and to show me many existing and new products that would work for my situation and future needs. What I especially appreciated was his diligence and making time to meet with me, even at my home, accommodating my busy work schedule. I have come to know and trust Bob with my future financial success. He will always give a non-biased and fair comparison of the products he represents. I believe he has my best interest in mind with all his recommendations and suggestions. I can say he is a good friend and I would strongly recommend him to anyone looking for safe money and retirement options.
Ronald D.
Wilton Manors, FL